Loan Enforcement

By Oct 11, 2015
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Debt Enforcement is an additional step banks and lenders use at the end of their Revenue Cycle. When borrower accounts are not resolved, banks and lenders will forward accounts to Debt Enforcement to inspire communication and increase recovery. Debt Enforcement’s resolves accounts if borrowers ignore their past-due loans and avoid contact with billing, collection and your company. Debt Enforcement will file a case with each borrower's local court who will inform borrowers they have a legal obligation to the lender. Debt Enforcement will attempt to contact borrowers to resolve their obligation prior to filing a case and provide every opportunity for borrowers to resolve their account throughout the process.


Experienced in Loan Debt

Debt Enforcements is a division of (VM) Vinton Moss, a San Francisco, CA debt recovery corporation. VM has been recovering loan receivables since 1991. Debt Enforcements is the only company in the U.S who has automated the claims filing process in 7 states. Debt Enforcements currently employs forty-seven full-time employees.

No Complaints

Debt Enforcement does not create complaints. We are unlike traditional collection services and do not call patients excessively. We use our system to motivate your patients to communicate. Any point in the recovery process your patient can stop our actions and workout a manageable payment plan.

Set Expectations When Working with Us

We have your best interest in mind. Our mission is to establish a long term relationship and provide ethical treatment of your customers past and present while increasing your profitability.


  • All accounts are worked within 24 - 48 hours of placement.
  • Proven performance in Bankcard Bad Debt Recovery.
  • Financial stability with 20 years in business.
  • Bankcard clients work personally with Senior Management.
  • Single contact via an assigned client service liaison.
  • Direct access to collections software to track progress.
  • Licensed in 7 states.
  • State of the art technology utilizing Latitude collections software.
  • Flexibility of a Mid-Sized Agency capitalizing on changing strategy to match portfolio.
  • Focused on security (SAS70 Phase I) and compliance (Member of ACA).


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Debt Enforcements

Levon Moss, Vice President, Business Development

More in this category: « Debt Enforcement


  • Comment Link California Credit Union Jun 27, 2019 posted by California Credit Union

    “Your agency has done a great job for us over the years. Both with your recovery rate and handling special matters. Thank you for everything."
    - California Credit Union

  • Comment Link Colorado Bank Jun 27, 2019 posted by Colorado Bank

    I really appreciate the quick and efficient answers that I receive from the office when I call with questions. They even found a borrower that we'd been searching for over a year! We're staying with DE.
    Jody, Manager
    Client Since: 2010

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